Product Risk & Compliance Strategist

Who we areAbout Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The Product Enablement and Risk Controls team safeguards Stripe’s global product launches and expansions by proactively identifying, assessing, and mitigating risks. We enable compliance through structured governance, tailored controls, and strategic risk management, ensuring products meet regulatory requirements and support global growth while empowering product teams to innovate confidently.

What you’ll do

We’re looking for a senior risk and compliance professional experienced in advising product, engineering, and operational teams on compliance, risk, and control development. The Product Enablement and Risk Controls team is a global team of strategists and trusted advisors across products and markets who are embedded with Product and Eng teams at Stripe.

As part of this team, you will partner closely with cross-functional stakeholders to design and enhance Stripe’s products in a way that delights users, effectively manages relevant risks and meets all relevant regulatory compliance obligations. You will embed with Stripe product teams, building new and innovative products to help to identify, track, and implement risk and compliance requirements, while supporting those teams in building and deploying controls to ensure ongoing risk management. 

you will be a subject matter expert in Stripe’s risk policies that include areas such as fraud, credit, liquidity, partnership and brand risks. You will provide expert guidance to the business and deploy appropriate risk and compliance strategies with product teams to protect and advance Stripe’s business, brand and mission, and instill user and partner trust.

Responsibilities

• Be embedded in Stripe’s Product Teams to drive compliance and risk strategy for company-level strategic initiatives - this includes scoping, design, and execution for supporting product launches
• Partner with internal stakeholders - product, eng, sales, partnerships, data science - to identify and build mitigations against risks associated with product initiatives
• Advise cross-functional teams as they design and implement workflows, tooling, and reporting
• Lead on applicable product governance efforts, including documenting compliance and risk requirements and tracking them through implementation
• Assess a product’s risk performance, and help develop and prioritize long-term strategic plans for future growth
• Perform analyses and research to inform decision-making, and improve observability in partnership with data science
• Interface with Stripe’s external partners with respect to compliance and risk obligations, and provide reporting on the status of Stripe’s programs as required
• Execute special projects/ad hoc analyses, as initiatives, products, risks, and opportunities are constantly evolving
• Continue learning about the payments space through industry engagement and independent research, and scale your knowledge to others

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 8+ years of professional experience, preferably in Financial Services, Payments or Fintech industries
• 5+ years experience in a related role - risk, compliance and/or product enablement
• Experience in developing compliance and risk solutions and strategies and working with technical, product, engineering and operational teams to implement enforcement strategies
• Demonstrated expertise of regulatory compliance matters including, but not limited to: financial crimes, licensing requirements, regulatory reporting, financial product obligations, consumer compliance, conduct risk, complaints handling, money transmission / e-money rules
• Comfort with building or expanding on existing compliance program infrastructure to incorporate oversight of new products and services, including developing new processes and workflows
• Excellent collaboration and communication skills, with an ability to influence stakeholders across functions and borders
• Strong analytical and problem solving skills
• A results and action-oriented mindset and the ability to lead and motivate others
• The ability to take ownership - you are accountable and drive towards ambitious goals
• Comfort operating in an ambiguous & quickly changing environment with shifting priorities

Preferred qualifications

• Financial crimes compliance (AML / Sanctions), operational, regulatory, management consulting, or legal experience
• Proficiency in one of the following: card network rules and regulations, merchant acquiring rules and regulations, fraud, identity, credit, or liquidity risk
• ACAMS, CRCM or equivalent certification
• You are comfortable operating in SQL
• Advanced degree in law, business, policy or other related field