Teams at Monzo Bank

Lead 2nd-Line assurance over Monzo Europes risk framework: plan and execute effectiveness and thematic reviews across conduct, financial crime, fraud, credit, operational, ICT and information security risks; identify remediation, engage stakeholders, contribute to governance and risk culture, and report findings to senior management and the Board.

Senior second-line-of-defence role providing technical leadership and independent validation across financial risk: IRRBB, model validation, ICAAP/ICAAP stress testing, liquidity/ALM oversight, regulatory submissions, risk reporting, and advisory support to Treasury/Finance. Ensures governance, documentation, and regulatory alignment while presenting to committees and supporting remediation and audit readiness.

Lead a team of analysts to develop credit and pricing strategies for consumer lending products, collaborating across teams to drive growth and maintain analytics infrastructure.