Advises, structures and executes primarily lending transactions, but also assists in executing FM and/or Transaction Services products to provide products tailored to customer requirements. Undertakes activities which include [pitching], credit analysis, modelling, writing credit applications, negotiations and documentation on new transactions as well as all monitoring tasks that come with the management of an existing portfolio of lending and FM limits, including reviews, covenant monitoring and all regulatory reporting, to provide a comprehensive service for ING. Keeps track of market developments for lending in the jurisdictions and/or sectors covered to be able to adapt and respond to current situations.
Roles & responsibilities:
- Managing a portfolio of global corporate clients with a focus on origination and execution of new, complex, and large lending transactions.
- Take the lead on the origination and execution of complex lending transactions in partnership key stakeholders including the Relationship Manager, Syndications, Capital Structuring & Advisory and Debt Capital Markets.
- Performing commercial and credit analysis on potential lending opportunities within your assigned portfolio which includes both qualitative and quantitative due diligence and appropriate financial analysis and stress testing.
- End to end execution of the transaction according to policy and present the credit proposal for approval to relevant approval mandate holders.
- In life management and on-going monitoring of assigned portfolio including timely group reviews, monitoring financial reports, market trends, regulations, and early warning signs that may impact the client and or portfolio.
- Documentation due diligence in collaboration with inhouse Legal Department or external Legal Counsel.
Experience:
- Minimum 4 years’ experience in the financial sector, preferably in a corporate credit role;
- Working knowledge of capital markets transactions;
- Proficient in financial and credit analysis;
- Strong communication and negotiation skills;
- Capable of working independently;
- Experience in the documentation (and due diligence) process involved in transactions completion;
- General working knowledge of all corporate banking products, but above all an aptitude to quickly pick up product skills.
