At TrueLayer, we’re building the future of payments. We’re on a mission to take on outdated payment methods with a solution designed for today’s online, on-demand economy. By removing friction at the heart of commerce — the payment — we’re making it faster, safer, and smarter for everyone.
To date, we’ve raised $300 million from world-renowned investors including Stripe, Tiger Global, Addition, and Tencent. With offices in London, Milan, and Dublin, we’re trusted by industry leaders like RyanAir and JustEat Takeaway. But this is just the beginning.
We’re reimagining how the world pays, invests, shops, and saves. We’re transforming payments for industries like e-Commerce and iGaming, redefining what’s possible with technology and innovation. Now, we’re looking for people who are ready to help us build a brand that changes an industry.
Description
TrueLayer is looking for an experienced Financial Crimes Investigator to join our team as a Financial Crime Advisory Lead. In this role, you will play a key part in strengthening our first line of defence against money laundering and financial crime.
We are seeking an AML subject matter expert with a deep understanding of financial crime typologies, trends, and regulatory frameworks. The ideal candidate will have expertise in detecting, analysing, and reporting suspicious activity, as well as improving transaction monitoring systems and fraud prevention strategies.
As our Investigation Specialist, you will:
- Conduct complex financial crime investigations, preparing detailed reports that outline risks and recommendations.
- Identify and analyse financial crime typologies and trends, sharing insights with the wider team.
- Oversee counter-fraud activities, including monitoring and improving merchant fraud management processes.
- Prepare and submit Suspicious Activity Reports (SARs) to the relevant Financial Intelligence Unit (FIU).
- Assist in refining transaction monitoring rules and scenarios to align with a risk-based approach.
- Support the review and enhancement of AML/CTF policies and procedures.
- Assess new products and services, identifying any necessary risk mitigations to maintain compliance.
- Respond to law enforcement requests in a timely and accurate manner.
- Provide expert guidance and act as a point of escalation for team members and other stakeholders.
- Work towards key performance indicators (KPIs) and support accurate reporting for senior leadership and external stakeholders.
Requirements
What we expect from you:
- Experience conducting complex financial crime investigations -reviewing transaction monitoring alerts, conducting analysis on potential hits to determine whether further investigation is required.
- Ability to present findings on clients following an investigation, including a comprehensive assessment on the financial crime risks and recommendations (e.g. customer exit).
- Ability to effectively identify trends and emerging typologies that can be used to enhance transaction monitoring rules in place.
- You have experience in the implementation of improvements to Transaction Monitoring systems, rules and processes.
- You should have an understanding of money laundering typologies (including fraud), across a range of products and services/ different customer types.
- You should have experience in writing and submitting SARs to FIUs.
- You should have experience dealing with requests from law enforcement.
We would be really excited if you have:
- Experience handling and analysing large data sets.
- Proficiency in SQL or similar tools, with experience in data visualisation/dashboard development.
- Experience conducting transaction monitoring reviews for high-risk sectors such as eCommerce, iGaming, or gambling.
- Knowledge of UK and EU AML/CTF legislation (global AML/CTF knowledge is a plus).
- A recognised Financial Crime qualification.
- Experience in financial services, fintech, technology, or related industries.
- Exposure to high-growth, fast-paced environments such as startups.
Benefits
What you can expect from us:
- Meaningful equity in the company 💰
- Flexible hours and hybrid working - we offer a hybrid approach to work of 3 days per week remote working 🏡 and 2 days per week in our new offices in London 🇬🇧 Milan 🇮🇹 and Dublin 🇮🇪 - This is more flexible in our Dublin office due to our WeWork space.
- Need to collect the kids from childcare? Love a workout in the gym first thing? No worries, we trust you to do your best work within our hybrid framework 🧘
- A one-off remote-working budget to help you set up your home office 💺
- 24 days holiday as standard ✈️ with flexible bank holidays, so you can take those days whenever you like 🌍
- 12 fully-paid wellbeing days a year and your birthday off (on top of the holiday allowance) 🕊️
- 2 volunteering days to support causes important to you
- Life Cover as part of our benefits package, offering financial protection and peace of mind for you and your loved ones 🛟
- 90 day ‘work from abroad’ policy 👩💻☀️
- Generous parental leave, above and beyond statutory requirements and with no minimum tenure 👪
- Competitive pension contribution at 4% & 4% 🧓
- Private health insurance from the day you start 🧑⚕️
- Membership of mental wellbeing platform Spill and premium Calm subscription
- A €1000 budget to spend on learning & development each year 📚
- Free lunch from Just Eat Pay 🥙 (If you choose to work from the office on Tuesdays and Wednesdays)
At TrueLayer, we don’t just do inclusion and diversity. We embrace people that have different opinions, perspectives and personalities. Because we believe that by seeing the world from all sorts of angles, we can make life better for all the people who live in it. We strongly encourage applications from underrepresented groups (e.g. people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from all socio-economic backgrounds). If you’d like to discuss alternative working patterns, please let us know.
We will always aim to make appropriate adjustments to ensure we are fully inclusive to people with different needs during our interview process. So if you need us to make any adjustments to suit your individual needs please let us know - we’ll be happy to support you.
Top Skills
TrueLayer Dublin, Dublin, IRL Office
2 Dublin Landings, Dublin, Dublin, Ireland
