Analyst, Internal Controls

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

Job Description:

Essential Responsibilities:

• Contribute to the development and implementation of internal control processes.
• Collaborate with team members to identify efficiencies and improvements in internal controls.
• Exercise judgment within defined processes to support internal control objectives.
• Assist in monitoring compliance with internal control policies and procedures.
• Participate in team discussions to provide insights and suggestions for process enhancements.

Minimum Qualifications:

• Minimum of 2 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

1. Governance Framework Development:

Assist in the design, implementation, and maintenance of governance frameworks and control processes for the credit organization.

Collaborate with cross-functional teams to ensure alignment with corporate governance standards and regulatory requirements.

2. Risk Management and Compliance:

Conduct regular risk assessments to identify potential compliance and operational risks within the credit organization.

Monitor and report on the effectiveness of controls and recommend enhancements to mitigate identified risks.

Ensure compliance with relevant laws, regulations, and internal policies.

3. Control Testing and Monitoring:

Collaborate on the development of control testing plans to evaluate the effectiveness of existing controls.

Monitor control activities and provide timely reporting on control performance and issues.

4. Policy and Procedure Development:

Assist in the development and documentation of policies and procedures related to credit governance and controls.

Ensure that policies and procedures are up-to-date and reflect current regulatory and business requirements.

5. Stakeholder Engagement:

Work closely with internal stakeholders, including risk management, compliance, legal, and audit teams, to ensure a cohesive approach to governance and controls.

Provide training and support to team members on governance and control-related topics.

6. Continuous Improvement:

Identify opportunities for process improvements and efficiencies within the governance and controls framework.

Stay informed of industry’s best practices and emerging trends in credit governance and controls.

What do you need to bring:

Bachelor’s degree in finance, Business Administration, Risk Management, or a related field.

2-4 years of experience in risk management, compliance, or controls within the financial services industry, preferably in a credit-related role

Strong understanding of regulatory requirements and industry standards related to credit governance and controls.

Excellent analytical and problem-solving skills, with keen attention to detail.

Strong communication and interpersonal skills, with the ability to work effectively with cross-functional teams.

Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with governance, risk, and compliance (GRC) tools is a plus.

Relevant professional certificates are advantageous.

Subsidiary:

Travel Percent:

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.