AML Analyst

Calling all innovators – find your future at Fiserv.

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

What does a successful Financial Crime Analyst do? A successful Financial Crime Analyst at Fiserv protects our clients and their customers by ensuring new and existing merchants are onboarded and monitored in full compliance with applicable AML and sanctions regulations. They combine investigative rigour with efficient processing to drive accurate risk decisions aligned to the AIBMS AML Policy. They partner across teams to resolve alerts and maintain high-quality KYC records while supporting continuous improvement in controls and procedures. Fiserv values team players who are driven, collaborative and #FiservProud.

What you will do:

• Perform risk assessments and reviews of prospective merchants to evaluate suitability and ensure onboarding complies with Standard Operating Procedures and AIBMS AML Policy.
• Complete periodic and trigger-event reviews of the merchant portfolio to confirm ongoing compliance with AML/CFT and sanctions requirements.
• Conduct four‑eye checks on onboarding and review cases to validate adherence to documented procedures and quality standards.
• Identify and verify beneficial owner(s) through company reports, organisational structures and supporting documentation, and perform PEP, sanctions and adverse media screening.
• Complete quality control checks to ensure accurate recording and tracking of merchant information and decisions.
• Conduct daily merchant screening, triage false/true positives and dormant account alerts, and resolve or escalate issues promptly.
• Assess merchant bank change requests to verify legitimacy and adherence to security protocols.
• Communicate with internal stakeholders, external partners and merchants to obtain documentation, clarify application details and progress cases.

What you will need to have:

• Possess a CAMS, recognised AML qualification or ACOI credential, or be actively working towards one.
• Demonstrable knowledge of AML/CFT and sanctions regulatory frameworks and expectations.
• Proven investigative KYC/EDD skills, including beneficial ownership analysis and adverse media assessment.
• Proficiency with screening and case management tools and strong attention to detail in record keeping.
• Commitment to operate within a Controlled Function (CF2) role and to adhere to IAF Conduct Standards.

What would be great to have:

• Familiarity with AIBMS AML Policy and Standard Operating Procedures.
• Knowledge of the EU 5th AML Directive, Criminal Justice Act and the UK Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017.
• Experience in merchant onboarding within payments or acquiring environments.
• Experience with screening platforms such as World-Check, Refinitiv or LexisNexis.
• Strong stakeholder management and clear written communication skills.

Thank you for considering employment with Fiserv.  Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Diversity and Inclusion:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. 

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.